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Rural Housing Site Loans
- Open Now
Open Date:
Continuous
Close Date:
Continuous
Eligible Recipients:
- General Public
- Native/Tribal Entities
- Non-profits
- Private Sector
Program Purpose:
- Low-income Assistance
Reserved for Energy
Communities?
No
Upcoming Milestones:
Bureau/Office:
Rural Development
Funded by:
U.S. Department of Agriculture
Overview
Rural Housing site loans provide two types of loans to purchase and develop housing sites for low- and moderate-income families:
- Section 523 loans are used to acquire and develop sites only for housing to be constructed by the Self-Help method. Refer to RD Instruction 1944-I for more information about the Self-Help program.
- Section 524 loans are made to acquire and develop sites for low- or moderate-income families, with no restriction as to the method of construction. Low-income is defined as between 50-80% of the area median income (AMI); the upper limit for moderate income is 115% of the AMI.
Related Resources
Funding Details
Funding Source:
- Ongoing Appropriation
Funding Type:
Loan
Total Amount Available:
Limit per Applicant:
Not stated
Estimated Awards:
Applicant Guidance
For more information, see: https://www.rd.usda.gov/sites/default/files/fact-sheet/508_RD_FS_RHS_RuralHousingSiteLoans.pdf.
Contact Information
Please contact your local State Office and speak to a Housing Program Specialist before attempting to fill out any forms or applications. This will save you valuable time in your application.