- General Public
- Native/Tribal Entity
- Private Sector
- Low-income Assistance
Reserved for Energy
Rural Housing site loans provide two types of loans to purchase and develop housing sites for low- and moderate-income families:
- Section 523 loans are used to acquire and develop sites only for housing to be constructed by the Self-Help method. Refer to RD Instruction 1944-I for more information about the Self-Help program.
- Section 524 loans are made to acquire and develop sites for low- or moderate-income families, with no restriction as to the method of construction. Low-income is defined as between 50-80% of the area median income (AMI); the upper limit for moderate income is 115% of the AMI.
Total Amount Available:
Limit per Applicant:
For more information, see: https://www.rd.usda.gov/sites/default/files/fact-sheet/508_RD_FS_RHS_RuralHousingSiteLoans.pdf.
Please contact your local State Office and speak to a Housing Program Specialist before attempting to fill out any forms or applications. This will save you valuable time in your application.