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← All Funding Opportunities

Single-Family Housing Repair Loans & Grants

  • Open Now

Open Date:

Continuous

Close Date:

Continuous
Go to Application

Eligible Recipients:

  • General Public
  • Private Sector

Program Purpose:

  • Other Infrastructure

Reserved for Energy
Communities?

No

Upcoming Milestones:

Bureau/Office:

Rural Development

Funded by:

U.S. Department of Agriculture

Overview

Also known as the Section 504 Home Repair program, this provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards. For existing Section 502 direct and 504 borrowers who have received a payment moratorium related to COVID-19: The American Rescue Plan (ARP) Act of 2021 appropriated additional funds for Section 502 direct and 504 loans, to remain available until September 30, 2023. The focus will be to refinance existing Section 502 direct and Section 504 borrowers who have received a payment moratorium related to COVID-19.

Related Resources

Department of Agriculture: EIA@usda.gov

Contact for the U.S. Department of Agriculture.

Rural Partners Network

The Rural Partners Network (RPN) is an alliance of federal agencies and commissions working directly with rural communities to expand rural prosperity through job creation, infrastructure development, and community improvement.

Funding Details

Funding Source:
  • Annual Appropriation
Funding Type:
Loan
Total Amount Available:
Limit per Applicant:
Loans up to $20,000; Grants up to $7,500; Loans and grants can be combined for up to $27,500 in assistance
Estimated Awards:

Applicant Guidance

https://www.rd.usda.gov/sites/default/files/508_rd_fs_rhs_sfh504homerepair.pdf

More information can be found here as well.

Eligibility Site

Contact Information

Individual states may have particular requirements based on state and local regulations. Please contact the state office in the state where your project is located, which can be found at: https://www.rd.usda.gov/browse-state.

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